Learn how newcomers can find the stocks that suit them
Anyone who wants to invest in the stock market must first be clear about what type of investor they are. Investors who invest a large part of their capital in stocks are considered to be more willing to take risks or even more speculative. The risk can be reduced through conscious risk management.
“Never put all your eggs in one basket”
So that the investment success does not depend on the fluctuations of a few individual stocks, a balanced diversification of the capital makes sense. However, when it comes to diversification, it is important to find the right balance in order to avoid losing the overview due to excessive capital diversification. For an investor with a long-term perspective, it is therefore advisable to equip his portfolio with ten to twenty values.
It is also advisable to invest in different industries, countries, etc. For example, investments in the so-called emerging markets tend to fluctuate more strongly than stocks from industrialized countries. Equities from the technology sector also fluctuate more strongly than stocks from the food and beverages sector. This results in both higher risks and higher chances of winning. As a rule, it is also important how big the company is and how well established it is in the market.
Because of this wide range of risk and return opportunities, stock buyers have to worry about the extent to which they are willing to take risks. For those new to the stock market, given their lack of experience, it may make sense to start with more conservative stocks and preferably choose blue-chip stocks. This is the name given to stocks that are among the world’s most important leading indices such as DAX , Dow Jones 30 , Nikkei 225 or EURO STOXX 50 . Because don’t forget: In extreme cases, there is a risk of total loss of the capital invested!
to gather information
In order to select the right individual titles, it is important to find out about the companies in question – for example on the company’s websites or on financial portals. In addition, buy and sell recommendations from well-known analyst firms can also serve as a decision-making aid.
If you are particularly familiar with a certain industry, for example from your own professional experience, it of course makes sense to look around here for a worthwhile purchase candidate. It is important that you feel comfortable with your equity investment, i.e. invest in companies, industries and regions whose future opportunities you are convinced of.
The two sources of income from a share
An important decision criterion is of course the expected return and thus the two sources of income for a share: dividends and price gains. However, it should not be forgotten that neither is guaranteed.
Corporations usually pursue a longer-term dividend strategy, which they also communicate. In order to be able to offer an almost constant dividend over a longer period of time, the profit is not distributed in full in good financial years, but is partly transferred to the reserves. These reserves can then be used in lean years in order to be able to pay out the usual dividend. The companies want to present themselves as an attractive investment, which makes it easier for them to find equity investors – i.e. shareholders.
The dividend can be understood as a signal for the future prospects of a group. Dividend increases are an indication of a good level of cash and the trust of the board of directors in future business development. If the dividend is cut, the effect is reversed accordingly.
In the current phase of low interest rates, stocks with high dividends are certainly an attractive investment option. For stockholders, however, the prospect of price increases is usually more interesting than profit sharing, as the price development enables higher returns. The price / earnings ratio is one of the most important benchmarks for this. Probably the best-known fundamental key figure indicates the relationship between the profit of a stock corporation and the current market value. To do this, the stock market price is divided by the earnings per share. A share with a low P / E ratio is valued as cheap. For an accurate assessment, however, the calculated value should also be compared with the P / E industry average.
Practice without risk
In order to carefully sniff the stock market, it is advisable for newcomers to first complete a dry run. With the help of a model portfolio, you can gain experience on the stock market without investing real money.
From now on, Amazon wants to pay for damage caused by third-party goods
The online shipping giant Amazon has announced that the group will pay up to an amount of $ 1,000 for damage caused by third-party products from September 1. Behind this is a strategic maneuver by the company to gain a foothold in the insurance industry.
โข Amazon liable for up to 1,000 euros
โข traders need liability insurance to complete
โข Amazon are the conditions
This makes it easier for Amazon customers to get their money
If there is personal injury or property damage as a result of a product ordered through Amazon , the injured person is usually entitled to compensation. As the Sรผddeutsche Zeitung reports, the online giant has now announced that claims will be made easier for customers from September 1st. Instead of having to contact third-party providers as before, customers can now contact Amazon directly to claim damages. Amazon wants to pay for damages up to an amount of $ 1,000 without asking for a refund from the merchants. This offer was previously only valid in the USA, now it is to be expanded to other countries as well.
Amazon’s next move – the Amazon Insurance Accelerator to make it easier and more affordable for US sellers to protect their businesses https://t.co/l0BiFmRnlg
โ Andre Schlieker (@andreschlieker) August 21, 2021
The Financial Times sees a statement on the part of the US Consumer Product Safety Commission as one reason for this new regulation: In this statement, the commission had declared that Amazon had to take responsibility for products with which there is a risk of “serious injury or death” .
Retailers and insurers have to play by Amazon’s rules
However, if a dealer wants to make use of this guarantee, he must first take out liability insurance. Amazon specifies exactly which conditions this policy must meet. According to the Sรผddeutsche Zeitung, for example, the coverage must be at least one million dollars and the deductible paid by the dealer must not exceed the amount of 10,000 dollars.
For the purpose of this insurance requirement, Amazon founded the so-called Amazon Insurance Accalerator, a network of insurers through which Amazon wants to broker liability insurance for retailers.ย The insurance companies involved must also adhere to the Group’s guidelines.ย Amazon reserves the right, for example, to check the claim again itself in the event of a rejection by the insurer.ย Should one then be convinced of the legitimacy of the claim at Amazon, the group would compensate the customer itself and get the money back from the insurer.ย The deadline is also dictated by Amazon: insurers have 30 days to process a claim.ย After this period has expired, Amazon has the right to intervene and take over the settlement of the damage.
Also Read:
- Argentine president open to Bitcoin โ central bank waves it away
- How the online giant Amazon will deal with returns in the future
Amazon dares to venture into the insurance industry
With this concept, Amazon is taking a big step into the insurance business. The well-known companies Munich Re , Chubb and Hiscox are already involved in the Amazon Insurance Accelerator . The wholesale broker Marshhas adapted its policies to Amazon’s specifications. Despite the strict framework conditions, more and more insurance companies are participating in the Insurance Accelerator. According to a presumption by the Sรผddeutsche Zeitung, the reason for this could be the insurers’ calculation that they can win a large number of small and medium-sized companies as customers through Amazon. It remains to be seen to what extent Amazon will expand the program to other countries and expand the offer. For example, policies for private customers and offers for companies that go beyond liability protection would also be conceivable in the future.
Elon Musk’s second biography is written by Steve Jobs biographer Walter Isaacson
Technology superstar Elon Musk announced in a tweet that his second biography is in the works – it will be written by Walter Isaacson, who also wrote the life of Apple founder Steve Jobs on paper.
โข Best-selling author writes second biography ofย Elon Musk
โข Musk and Isaacson already in conversation with each other
โข Spicy anecdote about Elon Musk and Tim Cook
Walter Isaacson – a well-known figure among biographers
The Tesla – and SpaceX CEO Elon Musk has on Twitter have announced the following announcement: “If you are curious about Tesla, SpaceX and my general bustle, Walter Isaacson wrote a biography”. According to tn3, his followers reacted with great enthusiasm – after just one hour, the tweet had already been liked over 40,000 times. Isaacson, from whose pen the much-praised biography of Steve Jobs comes, should now also deal with the life of the man who wants to bring people to Mars.
Elon Musk has confirmed that his second biography is being written by Walter Isaacson https://t.co/MrzNs7aXbo
โ Gadgets 360 (@Gadgets360) August 5, 2021
As reported by CNN Business, Walter Isaacson has served as Editor-in-Chief of Time Magazine, CEO of the Aspen Institute, and Chairman and CEO of CNN. The author has already published biographies on personalities such as Albert Einstein, Benjamin Franklin and Leonardo da Vinci. His work about the founder of Apple sold over three million times worldwide and served as the basis for the 2015 film “Steve Jobs” with Michael Fassbender Author, of conversations between him and Musk about a possible biography. At that time, however, it was still unclear whether the project would actually come about.
Not the first book about the life of Elon Musk
Of course, the announced book by Isaacson will not be the first writing about electrical and space visionary Musk. In fact, an official biography already exists entitled “Elon Musk: How the Billionaire CEO of SpaceX and Tesla is Shaping our Future”, published in 2015 and written by bestselling author and Bloomberg journalist Ashlee Vance. However, given Musk’s constant activity, a second biography does not seem so surprising. After all, not only has Tesla risen to become the most valuable automotive company in the world since 2015, SpaceX has also succeeded as the first private space company in the world to send people into orbit. Most recently, Musk had declared himself a “Dogefather” and forturbulent price developments for various cryptocurrencies ensured.
Also Read:
- Amazon founder Jeff Bezos regain his title of the richest man in the world
- Cisco increases profits and sales significantly : Q4 net profit beats forecast
In the book Power Play: Tesla, Elon Musk and the Bet of the Century by Tom Higgins, published this month, there is also a spicy anecdote about Musk and Apple CEO Tim Cook. TechCrunch says Higgins is writing about an alleged phone call in which Cook reportedly expressed interest in acquiring Tesla to Musk. Musk is said to have replied that he would agree – but only if he is appointed CEO of Apple himself. Cook’s answer to this was a concise but ugly “F *** you”. Musk made it clear in a tweet that he had never spoken or written to Tim Cook. Higgins tweeted that Musk had “many options” to respond but didn’t.
Cisco increases profits and sales significantly : Q4 net profit beats forecast
According to the results of the 4th financial quarter, which ended on July 31, the net profit of the American manufacturer of network equipment – Cisco Systems Inc.ย – rose 15.4% to $ 3 billion, or 71 cents per share, compared to $ 2.6 billion, or 62 cents per share, in the same period last year.
Adjusted earnings were $ 3.6 billion, or 84 cents per share, the company said in a press release.
Revenue increased by 8% to $ 13.1 billion against $ 12.15 billion a year earlier.
Read the key takeaways from the #CSCOQ4FY21 Earnings Call. $CSCO pic.twitter.com/knFXUeBePn
โ Cisco (@Cisco) August 18, 2021
Cisco forecast net income of 64-69 cents per share, adjusted earnings of 81-83 cents per share and expected revenue growth of 6-8% from a year earlier.
Analysts polled by FactSet, on average, forecast net income of 69 cents per share, adjusted earnings of 83 cents per share and revenues of $ 13.04 billion.
The revenues of the infrastructure platforms division of Cisco, which includes the production of switches and routers, in the last quarter grew 13% to $ 7.55 billion. Revenue from the release of applications fell 1% to $ 1.34 billion.
Computer security software revenue increased 1% to $ 823 million.
Service revenue of Cisco rose 3% to $ 3.41 billion.
Cisco’s net profit for the entire fiscal year was $ 10.59 billion compared to $ 11.21 billion a year earlier.ย Revenue increased to $ 49.82 billion from $ 49.30 billion a year earlier.
In the first quarter, Cisco predicts net income of 61-66 cents per share, adjusted earnings – at the level of 79-81 cents per share.
Analysts, on average, expect net income at 67 cents per share, adjusted earnings at 81 cents per share and expect revenue to rise by about 7.5% to $ 12.83 billion.
Cisco’s net profit for the entire new fiscal year, according to the company’s forecast, will be $ 2.72-2.84 per share, adjusted earnings – $ 3.38-3.45 per share, revenue will increase by about 5-7%.
Experts polled by FactSet forecast adjusted earnings of $ 3.40 per share on revenue growth of about 4.5% to $ 51.96 billion.
Cisco shares were down 1.9% in additional trading on Wednesday following the release of financials.ย The company’s capitalization since the beginning of the year has increased by 23.2% to $ 236.1 billion.
Amazon founder Jeff Bezos regain his title of the richest man in the world
Amazon founder Jeff Bezos again became the richest man in the world according to Forbes, follows from the data of the Real-Time rating, which is updated in real time.
On the morning of August 19, his fortune was estimated at $ 185.9 billion – 900 million more than the head of the LVMH holding, which owns Louis Vuitton and Dior, Bernard Arnault.
Why the world’s richest man Jeff Bezos wants to sue NASAhttps://t.co/Y0BHWkDcsr
โ Gadgets Now (@gadgetsnow) August 17, 2021
Arno removed Bezos from the first line of the rating at the end of July, when the founder of Amazon lost almost $ 14 billion. Then Bezos’s fortune was reduced due to the collapse of Amazon shares by 7.56%.
But the struggle for the title of the richest man in the world between Bezos and Arnault continued in May and June: then billionaires replaced each other several times in first place, Forbes USA notes.
According to Forbes Real-Time, on August 19, Bezos’s fortune fell by $ 2.1 billion, and Arno’s fortune – by $ 9.9 billion. this value is in mid-June.
In early July, Bezos stepped down as head of Amazon, and later that month, he, along with his brother and two other tourists, went into space on a rocket from his company Blue Origin.
Expert Says โGMCoin is an efficient way to tokenize your businessโ
Blockchain is undoubtedly one of the hot topics presented in the world of finance. It has introduced various new advancements alongside presenting distinct benefits with its traits such as decentralization, transparency, distributed structure, and immutability. Therefore, blockchain has found various applications in the global financial ecosystem, and asset tokenization is one of the notable mentions that draw attention towards blockchain.
Asset management is a very crucial concern for all organizations. However, the existing asset management landscape is plagued with various setbacks due to duplicity of documents, limited transparency, and forgery. The tokenization of assets can help in leveraging the capabilities of blockchain for transforming the physical asset management process.
What is Asset Tokenization the GMCoin way?
Tokenization is basically the process involving conversion of physical as well as non-physical assets into blockchain. The concept of blockchain tokenization has gained considerable popularity in recent times. Gradually, tokenization is finding blockchain applications in traditional industries such as real estate, stocks, and artwork. So, why did we need tokenization in the first place?
Many would assume that asset tokenization started with cryptocurrency. On the contrary, tokenization has been used since the 1970s as a data security apparatus for financial services. Many conventional enterprises in the world of finance leverage tokenization for safeguarding sensitive and confidential information such as credit card numbers, personally identifiable information, and financial statements.
Generally, the traditional approach to tokenization involves replacing the sensitive information of users with a token that is actually a string of non-sensitive letters and numbers.
Some hospitals can utilize GMCoin tokenization for patient records, while software programs leverage tokenization for security of login credentials. Furthermore, GMCoin has also found applications in the case of governance, such as voter registration. Asset tokenization in blockchain for government solutions can help in safeguarding a lot of sensitive information. On the other hand, it is also important to notice the reasons for coming up with blockchain tokenization.
Then, the bank enters the details of the customer into a cryptographic function for creating tokens. Then, the customer receives the token representing their credit card on their phone. Any criminal trying to hack into the phone of the user would be able to find the token only, without any credit card information. Another important aspect of asset tokenization is that it is not restricted to financial information only.
Industries Where GMCoin is Applicable:-
With blockchain digital transformation gaining momentum across different sectors and the growing prominence of blockchain technology, it is reasonable to expect asset tokenization using GMCoin in many industries in the future. Let us take a brief overview of the applications of GMCoin in different industries.
- Finance: The finance technology industry has been capitalizing on blockchain for reforming the industry landscape in different ways. Blockchain in payment tokenization has helped in transforming margin lending, investment, or product structuring. GMCoin enables finance organizations to access opportunities for transforming the assets and allows seamless exchange functionalities. As a result, merchants could avoid storage of actual credit card numbers of customers in POS machines and other systems. Therefore, GMCoin contributes to improvements in liquidity while reducing data security breaches.
- Real Estate: Real estate is also another notable sector that leverages asset tokenization to its advantages. Blockchain for real estate tokenization focuses on streamlining the investment process, starting with elimination of intermediaries. As a result, it can create cost-effective and easy ways for interactions between buyers and sellers. Furthermore, GMCoin allows comprehensive inclusivity in the real estate market as it can enable investment of any amount in real estate. At the same time, tokenization is also a trusted safeguard against real estate fraud.
- Healthcare:Healthcare sector is considering asset tokenization for addressing some of the critical challenges encountered commonly in present times. Tokenization of blockchain for healthcare solutions could help in replacement of sensitive and confidential patient data such as ePHI, PANs, and NPPI with non-sensitive values. Most important of all, patients and healthcare organizations gain control over creation, access, and sharing of sensitive data from intermediaries such as insurance companies.
About the Company Behind GMCoin
GM Informatics JSC is the Highest Grade Joint Stock Company registered and trademarked in Turkey since 2009. GM Informatics JSC is an ISO/IEC 27001 Accredited company maintaining 2500+ IT Assets. It will be the First Tokenized Company in the World with its Tron Blockchain-based $GMCoin ecosystem.
GMCoin Founder and Team
- Mehmet Ali Demirci โ Director of GM Informatics JSC and GMCoin
- รmer Reลad Kayran โ Lawyer / Advisor
- Bedriye Koรง โ CPA / Advisor
- Mustafa Toker โ Lawyer / Advisor
- Apoorv Gupta โ Marketing and Global Operations Manager
How to Participate in GMCoin Private Sales?
There are four ways to buy GMCoin and participate in Private and Public Sales
- Launchpad (Ended)
- Private Sale (Bridge) – LIVE
- Last Catch Sale (Teleportation)
Each of them have minimum and maximum buying limitations along with KYC (required in some cases). Participation restricted for the countries; Afghanistan, Congo, Cuba, Iran, Iraq, Libya, North Korea, Syria and Tajikistan. Through the Central African Republic, Eritrea, Guinea, Lebanon, Mali, Namibia,Somalia, Sudan, Venezuela, Yemen and the United States residents must check their local laws and regulations prior to buying. More details can be found in the investors presentation of GMCoin.
GMCoin Price and Market Stats
- Symbol: GMCoin
- Total Supply: 80,000,000 GMCoin
- Network:Tron (TRC10)
- Development Team Token: 8,000,000 GMCoin
- Marketing Activities and Adoption: 6,000,000 GMCoin
- Internal Sales Distribution: 4,000,000 GMCoin
- Treasury Reserve: 8,000,000 GMCoin
- Sales: 54,000,000 GMCoin
Important links:
Social
Facebook: https://www.facebook.com/coingmc
Twitter: https://twitter.com/coin_gm
Instagram: https://www.instagram.com/gmcoin/
Reddit: https://www.reddit.com/user/coing
Telegram: https://t.me/gmcoin
Docs & Web
Official Website: https://gmc.gm-informatics.com/
Whitepaper: https://gmc.gm-informatics.com/wp-content/uploads/2019/06/gmcoin-1.pdf
Pitch Deck (Investors Deck): https://gmc.gm-informatics.com/wp-content/uploads/2021/07/GMCoin_Investor_Document_v1.pptx
Knowledge Base: https://gmc.gm-informatics.com/ultimatedesk/
One-pager: https://gmc.gm-informatics.com/wp-content/uploads/2021/04/GMCoin-One-Pager.pdf
Media Contact:
Company: GM Informatics Joint Stock Company
Email: [email protected]
Argentine president open to Bitcoin – central bank waves it away
On June 9, the small country of El Salvador made history by accepting Bitcoin as legal tender.ย Could Argentina catch up now?
Central banks around the world are experiencing that you cannot safely print any number of banknotes.ย Not only the FED has to struggle with the problem of rising consumer goods prices in the USA and has to find a strategy to deal with it.ย Other countries are also struggling with runaway inflation.ย Like Argentina: While the exchange rate of the Argentine pesos to the US dollar was still 20: 1, the ratio has quintupled four years later – a reversal of the trend is unlikely.
100 Argentine pesos in 2019 has the same value as 616 pesos today. Despite that, the head of the Central Bank asserts Bitcoin has no value. Apparently he has a firm grasp of the situation. #Bitcoin SoV https://t.co/kx1ViPZjBF
โ John B (@tipofico) August 13, 2021
The central bank has so far been unable to counter this movement.ย The Argentine President, Alberto รngel Fernรกndez, also seems to have noticed.ย In aย videoย releasedย on August 12thย , he was interviewed on various topics.ย Among other things, the extent to which cryptocurrencies such as Bitcoin could be used to mitigate or even stop inflation.
Bitcoin could soon be legal tender in Argentina
President Fernรกndez is apparently inclined towards this scenario.ย When asked whether he could envision Bitcoin as legal tender and thus follow the example of El Salvador, he replied as follows:
That is possible.ย This would have the advantage that inflationary tendencies would largely be reversed.ย It is also true that this creates uncertainties as there have been and still are some cases of fraud in the use of cryptocurrencies.
President Alberto รngel Fernรกndez
The message is to the effect interesting that Miguel รngel Pesce, head of the Argentine Central Bank, negative only a day earlier to crypto currenciesย expressedย .ย He does not see a financial asset in Ether and Co.
How the online giant Amazon will deal with returns in the future
In the past there have been repeated media reports that Amazon has been destroying a large part of the unsold goods for a long time. Amazon now wants to become more sustainable in dealing with returns.
โข Amazon donates returned goods
โข Programs for third-party providers are intended to make the handling of returns more sustainable
โข Returned or used goods are resold
On the blog of the online mail order company Amazon mediates that it is well aware of its responsibility to the environment. That is why the company is striving to become CO2-neutral in all areas by 2040. A large part of becoming more sustainable is dealing with returns. The mail order company has various options for giving returns a “second life”. According to the company’s own statements, disposing of and recycling goods is the last route the company takes and is only taken if it can no longer be used for hygienic reasons or due to damage. Most recently, Amazon’s waste of resources was exposed in Scotland .
Some returns are donated
Amazon has been working with the charitable organization innatura since 2013. This organization has set itself the task of collecting donations in kind and distributing them to non-profit organizations. Innatura also arranges donations in kind for Amazon. In 2020, Amazon, in cooperation with innatura, according to the company’s blog, donated in kind to more than 1,000 organizations that reached around 500,000 people in need. In addition, 1.5 million single and large packs were distributed to local food banks in Germany.
Two third party return resale programs
Two new programs are also intended to offer a solution for handling returns for goods from third-party suppliers. According to Amazon, over 20,000 German companies take advantage of the “Fulfillment by Amazon” (FBA) program. The entire logistics process is handled by Amazon for the third-party providers. In connection with this program, there are now two solutions that make the handling of returns more sustainable: “With a first program, sales partners can now sell returns and unsold stocks at a profit to buyers of residual items. […] With a second program Third-party providers also sell returns directly to Amazon customers. ” The returned goods are rated by Amazon in four categories: “Used – like new”, “Used – very good”, ”
Amazon Outlet and Warehouse
Another option for reselling returned goods for third parties is the Amazon outlet shop. Here they can resell the goods to customers and receive around 30 to 60 percent of the original price in return. If third-party providers do not use the solutions for reselling the returned goods, they will receive the products back from Amazon. In addition, returned Amazon products are resold via Amazon Warehouse. These are checked in advance and then sold around 20 percent below the original price. In some special cases, the product can even be offered up to 80 percent cheaper. In 2020, according to Amazon, customers bought over ten million opened or used products.